Below are quick questions and answers to common questions asked when taking out a loan.

Yes as long as you are over 18 and are employed full time. You may be limited on the type of loan you can take out but if you are a home owner the chances are greater.

There are over 400 different types of loans available offering different options to suit everybody.

The following types of loans are common:

Personal loans
Car loans
Homeowner loans
Bad credit loans
Debt consolidation loans
Home improvement loans
Tenant loans

The loan depends on what you want to use it for and how much you can afford on monthly repayments e.g. if you are looking for a loan to buy a new or used car a car loan would be best suited.

This is very simple, all you have to do is fill in our loan enquiry form and one of our advisors will get back to you as soon as possible. They will answer any questions you may have regarding taking out a loan and offer you the best rates available for your type of mortgage. If you do decide to go ahead with the mortgage then our advisors can start to process your loan within minutes.

You might be turned down for a particular loan if you have bad credit history. This is when the lender does a credit check on you and finds that you have outstanding credit bills or pay your bills very late on a regular basis. This means that you need to change the type of loan you have to a bad credit loan, you will find yourself paying more in interest by doing this.

With a secured loan you need to place something that you own as collateral. In many cases it's your home but many lenders will take other assets.

With a unsecured loan you do not have to place anything down as collateral but do have an agreement with the lender that you will make your payments in full and on time. The interest rates charged for this type of loan is higher than a secured loan because of the risk the lender is taking on.